Groups & Bands - Step 1

Welcome


isurance for circus actsWelcome to Insurance for the Performing Arts with Rees Astley, this is a special, low cost Public Liability, Employers Liability and All Risk (Equipment) insurance scheme facility
designed for individuals or groups (working together).

How to Buy Online:

Please read the information below, answer the General Questions and continue to step 2 which will provide you with the price on your selected insurance. The price will be based on the information you submit and insurance products from Aviva Insurance Limited only. If you are happy with the quoted price then please proceed to the checkout and on payment completion you will be emailed confirmation. Full policy documents will be sent electronically from our office within 2 working days.

We provide three types of cover:

Please note:
We do not provide advice online, for advice please conatct 01686 626019.
You can not purchase Employers Liability or All Risk (Equipment) insurance without Public Liability insurance.
An administration fee of £20 will be incurred on all policies and will be added at the checkout.
This is a commercial contract which does not provide a cooling-off period and the insurers do not provide any return of premium if a policy is cancelled.


Key Benefits

  • Easy to arrange, you may purchase a policy on this website.
  • List of acceptable activities and professions provided on site. If you cannot see your activity listed give us a call, as cover may still be available.
  • Premiums start from as little as £75 for Public and Products Liability and £140 for Employers Liability and policy operates for 12 months from the date you effect cover.
  • Damage to equipment cover available worldwide for UK residents.
  • Employers Liability cover available up to £10m limit.
  • Public Liability cover provided worldwide for UK residents (excluding working inside the USA or Canada) .
  • Cover available for foreign nationals temporarily working in the UK.
  • Public and Products Liability covers £2m or £5m
For a full list of cover details please click... (here)



General Questions


Are You A Group ?

A group is defined as a group of members who share an equal control and responsibility of the group and would receive an equal share of any earnings or profits made. A group is not a sole trader, partnership, Limited Company, LLP, CIC etc

If you are a sole trader, partnership, Limited Company, LLP, CIC etc then please visit our Quotes for Individuals and Small Companies page.










If your activities include any of the following then please click on the 'Read' link and confirm your acceptance of any endorsements or warranties below.
 Please indicate that you have read, understand and accept any relevant endorsements / warranties

 

 

Any manual labour outside the normal 'turnaround', 'get-in' or 'bump-in' process of changing stage props etc.

Work involving the erection of show tents, marquees, staging, lighting, seating etc is considered manual labour..

If in any doubt please contact our office on 01686 626019.

The use of heat is defined as any naked flames or sparks used within a performance.

Performances involving the use of non naked flame items such as toasters, glue guns, soldering irons, hairdryers, curling tongs etc are not deemed as heat work.

If in any doubt please contact our office on 01686 626019.

1. This policy excludes liability occurring as a result of a member of the insured performing group practising or performing as a solo artist/performer, with other performing groups other than the insured performing group.

1. This policy excludes liability occurring as a result of a member of the insured musical group practising or performing as a solo artist/performer, with other musical groups other than the insured musical group.

2. The indemnity provided under this policy extends to include temporary increases in the number of people in musical groups. For the purposes of this policy temporary increases are defined as up to 20% of the declared number of people for a maximum of 10 days in total in any one period of insurance. Any increase in numbers beyond this must be notified to the company and any additional premium paid.

It is noted that no indemnity is afforded by section 3 of this Policy arising from knife or similar object being thrown at humans or animals.

Public Libility:

Legal liability for damages and costs in respect of accidental injury to persons, accidental damage to property or accidental nuisance occurring in connection with the business of the insured and associated legal costs.

Products Libility:

Legal liability for damages and claimants' costs and expenses in respect of accidental injury or accidental damage to property caused by any product and associated legal costs.

Legal liability for damages and claimants' costs in respect of any person employed arising out of and in the course of their employment, as well as legal costs incurred with the written consent of Aviva Insurance Limited.

Physical loss, destruction or damage to equipment, and trade materials.

Section 3 - Liability is extended to indemnify the insured against liability at law for compensation in respect of injury or damage to property caused by or arising from the treatment rendered by the insured in the course of the business of beautician for the application of:

(i) Cosmetics
(ii) Pedicures and manicures
(iii) Facial masks including ionisation and steaming treatments
(iv) Proprietary hair removal preparation
(v) Massage
(vi) Application of tanning creams and oils but excluding the use of sunbeds, solarium or other ultra violet equipment
(vii) Body piercing using a stud gun
(viii) Hair Treatment

Food Safety Act - Legal Defence Costs

The Company will indemnify the Insured for all Legal Costs and Solicitors' Fees incurred with the written consent of the Company in respect of the defence of a prosecution or in connection with an appeal against criminal prosecution and conviction in respect of a breach of Part II of the Food Safety Act 1990 or successors thereof that has occurred during the period of insurance in connection with the Business.

Provided that the Company shall not be liable for:

(i) the payment of fines or penalties.
(ii) a breach that was as a result of an intentional or deliberate act.